The Best Payout Online Casinos in the USA

To ensure that you have the best chance of winning a return on your investment, you should only gamble with the best payout online casinos. Fortunately, each legal gambling state has a number of legal and fair options. In this expert guide, we’ve recommended top payout casinos for each state.

To kick things off, we’ve explained what makes the best US online casinos that payout fairly so good. To do this, we’ve provided an overview of how we judge a site’s payout features. From there, you’ll be able to find three recommended top payout casinos per each legal gambling state.

If you’re looking to find out how to check the payout rates of the top games at the highest payout online casinos, we’ve explained how to do this. To wrap up this guide, we’ve recommended some high payout games and the licensing and auditing process for game fairness.

• Best Payout Casinos Explained
• Best Payout Casinos by State
• How to Check Payout Rates
• High Payout Games
• Licensing and Auditing

The Best US Online Casinos That Payout Fairly Explained

When gambling, it always makes sense to favor games that will improve your chances of winning. But before you can do that, you need to sign up with the best payout online casinos that provide a vast selection of games that have high return-to-player (RTP) rates.

These RTPs will vary from title to title, and game to game. While online slots have a wider variance in their payout rates, table games tend to pay out more consistently at higher rates. Our top sites provide a decent mixture of high payout slots and table games to ensure you don’t have limited fair gaming options.

The Best Payout Online Casino Sites by State

As of 2023, there are only five states with legal online casino gambling in the USA. These include New Jersey, Michigan, Pennsylvania, West Virginia, and Connecticut. For this reason, we’ve only been able to recommend the best payout online casino sites that accept players in these states.

All of the sites we have recommended have been licensed by local regulators and meet strict safety and security standards. This ensures that all of their table games, live dealer titles, and slots have been audited and their advertised RTP rates verified. When you sign up for each, you’ll be able to claim a generous welcome bonus.

New Jersey

New Jersey is the home of the highest payout online casino sites only because it has the largest online gambling market in the USA. With more than a dozen sites to choose from, you have plenty of opportunities to play new and interesting games. The following are the top three best payout online casinos in NJ.

• BetMGM
• Borgata
• Caesars

Without a doubt, the BetMGM site is the best payout online casino in the state. This is because it has the largest selection of games, with thousands of slots and dozens of table games to choose from. You can also play real dealer games. These games have high RTPs and versatile betting limits to suit all budgets.

The Borgata online casino is also operated by MGM Resorts so has a similar game offering, while the Caesars site offers a similarly high-quality experience. Overall, all three sites have an average payout rate of 96.5%, which is a very fair percentage. Be sure to check the RTPs of slots before you play them.

Michigan

Michigan has offered legal online casino gambling since January 2021. Since then, its market has grown rapidly to offer some of the best internet gambling options in the nation. Each online casino is affiliated with a land-based casino, so you can be certain that the sites are trustworthy, reputable, and fair.

The following are the top payout online casinos in MI:

• BetMGM
• BetRivers
• DraftKings

The BetMGM online casino has earned its place at the top of this. The site provides a broad selection of slots from some of the world’s most trusted software developers. It also offers a lucrative welcome bonus to new players so that you can enjoy a risk-free gambling experience.

The BetRivers platform is also a versatile gambling option, with a selection of high-payout video slots and table games such as blackjack, roulette, baccarat, and video poker rounding out the table games. DraftKings too is a high-payout casino with fair games. The payout rates of each casino exceed 96%.

Pennsylvania

With nearly 20 online casinos to choose from in Pennsylvania, locals have plenty of the best payout online casinos to choose from. The state generates nearly as much revenue as New Jersey, which ensures that operators offer competitive bonuses and payouts. The following are the top payout casinos in PA.

• BetMGM
• BetRivers
• Unibet

Again, you’ll find BetMGM at the top of our suggested best-paying online casinos. In Pennsylvania, you’ll be able to play top-rated slots from developers such as NetEnt and IGT, two developers with a strong reputation for creating high payout games. There are also live dealer titles and virtual table games.

BetRivers too has found a place on our top-payout casino list. The site has one of the most generous bonuses on offer in terms of fair conversion conditions. The Unibet site also has a large library of games, including some that it has developed with proprietary software.

West Virginia

West Virginia has one of the newest online casino markets in the nation. Although this could be viewed as inexperience, it has actually allowed it to provide the most modern and innovative gaming products with high return-to-player rates. The following casinos are the top payout gambling options in WV.

• BetMGM
• Caesars
• DraftKings

BetMGM was one of the first sites to be granted a license in West Virginia. It is also the most popular for good reason. In addition to its versatile games library, the site facilitates convenient mobile gambling, fast payments, and an unbeatable rewards program. It also has a user-friendly platform that highlights fair games.

Following the lead are Caesars and DraftKings, two operators that have average payout rates of around 96%. This is thanks to their inclusion of high RTP table games such as European Roulette and Blackjack. Caesars, like BetMGM, has a great rewards program that offers land-based perks, while DraftKings offers popular international slots.

Connecticut

Connecticut is the latest state to offer legal online casino gambling, having only legalized the market in October 2021. However, as there are only two land-based casinos, there have only been two affiliated online casinos launched. Regardless, these include some of the best payout online casinos in the nation. These top sites in CT include:

• Mohegan Sun
• DraftKings

The Mohegan Sun online casino is affiliated with the massive land-based casino and, like its affiliate, provides a wide selection of popular games with fair payout rates. The DraftKings online casino is partnered with the Foxwoods Resort, which means that it also has diverse and trustworthy gaming. Both sites’ RTPS exceed 96%.

How to Check Payout Rates

Did you know that all sites are legally obliged to advertise the RTP rates of their games? While some online casinos will have dedicated pages that list the RTPs of their entire game libraries, it’s more common that you’ll need to check the payout rates within each individual game.

All you need to do is choose a game in the library, wait till it loads, and then head to its settings menus. You’ll usually find its payout rate on the last page of the menu. It’s best to do this before you invest any money in a game at the best US online casinos that payout fairly.

High Payout Games

Whether you want to play slots, virtual table games, or real dealer titles, you’ll always be able to find a fair game. But what constitutes a high-paying game? For slots, we suggest that you choose titles that have RTPs of 95% or over. This will guarantee that you’ll have a higher chance of earning a return on your investment.

Some popular high-payout slots that you’ll find at the best payout online casino sites include Blood Suckers, White Rabbit Megaways, Starburst, and Ghost Pirates. These games have RTPs of 96% or higher, with Blood Suckers offering an RTP of almost 98%. Many of these games have been created by NetEnt, which has a strong reputation for high payout games.

Table games tend to have smaller variances in payout rates than slots as the rules and mechanics don’t vary much from game to game. However, when playing roulette, we suggest favoring European variants over American, as there is one less slot. This increases the RTP from 94.74% to 97.3%, which is a considerable amount.

Blackjack RTPs will always exceed 99%, though side betting features can lower this. The live game RTPS will be similar unless stated otherwise. If you’re playing an unconventional real dealer title, such as a game show, be sure to check its payout rate before you spend any real money on it.

Licensing and Fairness Auditing

It is a requirement that all online casinos must be granted a local license before they can accept players in legal casino states. It is against the law to gamble with unlicensed offshore operators. Not only this, but it is also unsafe, as these sites have not been audited for security and fairness.

Each state will have its own rules in regard to what the top online casino payouts must be. All games on a site must also be independently RNG tested by auditors such as eCOGRA before they can be included in a games library. This testing verifies that the game hasn’t been unfairly rigged and that its RTP rate is accurately advertised.